Surfin Meta Digital Technology and the Philippines Social Security System (SSS) signed a Memorandum of Understanding to explore digital modernization of SSS financial services, focusing on AI, data analytics, and digital tools to improve service delivery for members, pensioners, and beneficiaries.

SSS President and CEO Robert Joseph M. de Claro highlights AI’s potential to improve governance, personalize member services, automate routine processes, and accelerate efficient service delivery for Filipino workers.

Background notes place Surfin as a global fintech platform for the unbanked and underbanked, offering lending, payments, remittances, and more, while SSS is a state-run social insurance program.

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Surfin will provide access to its risk management engines and analytics platforms for assessment, with co-developed pilot programs and knowledge-sharing initiatives planned within the Philippine financial ecosystem.

The collaboration includes joint pilots and knowledge-sharing leveraging Surfin’s risk analytics and assessment tools.

Both parties will co-develop pilot programs and knowledge-sharing initiatives within the local financial ecosystem, using Surfin’s risk management engines.

The MOU was announced at the World Economic Forum in Davos, during InvestPhilippines events in January 2026, following a panel on AI and public-sector service delivery.

The agreement outlines collaboration to modernize service delivery for SSS members, pensioners, and beneficiaries and to support financial inclusion.

The Davos announcement frames a collaboration to assess AI-driven enhancements across loan administration, member servicing, and backend risk management.

The partnership signals Surfin’s expanding presence in the Philippines and its experience delivering digital financial applications for large institutions.

The collaboration positions the Philippines as a strategic market for expanding Surfin’s global fintech footprint.