Initial deployment centers on global procurement, using insights from real-world use to improve the experience and architecture and to push for wider standardization and cross-vertical adoption.

The inaugural deployment introduces a Human-in-the-Loop AI-agent payment solution for global procurement that autonomously handles supplier matching, product selection, and payment-order generation, with human approval for final decisions.

In the pilot phase, the team will refine the user experience and technical architecture based on real-world feedback, with an eye toward industry-wide standardization and broader adoption across more verticals.

The partners aim to expand overseas merchant acceptance and AI-agent payment scenarios, while jointly researching and developing AI technologies to deliver standardized AI-agent payment solutions for cross-border commerce.

The agreement was signed on July 18, 2026, with Sun Dali representing Lianlian DigiTech as they pursue AI-agent payment applications for cross-border commerce.

The architecture blends Lianlian’s AI-agent platform with UnionPay’s AI-agent payment technology within a Human-in-the-Loop framework, preserving user control over final actions while enabling AI-driven efficiency and auditable cross-border trade settlements.

A strategic collaboration combines Lianlian DigiTech’s AI-agent platform with UnionPay International’s global payment network to enable AI-assisted procurement workflows and cross-border payments, starting with global procurement and AI Token replenishment.

This solution targets core cross-border procurement pain points—long settlement cycles, exchange-rate volatility, compliance needs, and manual reconciliation—by integrating AI-agent capabilities throughout the procurement workflow from supplier matching to payment execution.

The initial application addresses cross-border B2B payment inefficiencies in global procurement through a comprehensive Human-in-the-Loop AI-agent payment workflow.