The rollout follows testing since late 2025, including January 2026 tests that showed faster processing times and greater stability.

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Industry reactions praise the potential shift in money infrastructure, as competitors like PayPal expand their digital payments, signaling rising competition in crypto-enabled payments.

Block notes its user base is predominantly U.S.-centric (about 78%), with 22% international usage, underscoring the domestic focus of the rollout.

David Marcus remarks that the rollout could be a foundational moment for Bitcoin in money infrastructure, likening it to a TCP/IP moment for value transfer.

Lightspark CEO David Marcus describes the move as potentially transformative for Bitcoin’s role in daily finance.

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Context on market reception includes XYZ stock trading around $56.75, reflecting general investor sentiment.

Square is rolling out Bitcoin payments at point-of-sale terminals for eligible U.S. merchants, with automatic conversion to dollars by default, near-instant settlement, and zero processing fees through 2026.

Miles Suter, Block’s Bitcoin product lead, frames this as turning Bitcoin into everyday money, highlighting the scale and simplicity of the approach.

Sellers can opt out or adjust settings and retain control over whether to accept Bitcoin payments.

Regulators and major banks are watching the rollout, with Block expanding compliance teams in anticipation of increased scrutiny and reporting requirements.