Waimakariri Council Tackles Climate Threats Amid Uncertain Funding and Insurance Challenges
July 14, 2025
Waimakariri District Council, led by CEO Jeff Millward, is actively developing a climate adaptation strategy to address rising sea levels and increased storm activity, recognizing the high costs involved.
The council is implementing regulations such as minimum waterline distances and raising building floors to manage natural hazards.
North Canterbury councils are seeking clarity on funding for climate change adaptation measures amid rising threats from sea level rise, flooding, and severe weather.
These councils are collaborating on adaptation plans under the Canterbury Climate Partnership Plan, launched in December.
A recent government report suggests that buy-outs of properties in high-risk areas may not be sustainable long-term and recommends phasing them out over 20 years.
The report emphasizes that reliance on government buy-outs should be replaced with more sustainable, long-term strategies.
Millward warns that insurance coverage for natural disasters may decline over time, potentially shifting the financial burden onto ratepayers or taxpayers.
Local councils are already taking proactive steps to manage natural hazards, including land purchases and targeted rates for residents affected by climate risks.
LGNZ Vice President Campbell Barry stresses the urgency of establishing clearer policies for severe weather management, warning that costs may ultimately fall on local ratepayers.
Prime Minister Christopher Luxon has indicated that the government will not continue to bail out homeowners after major floods, emphasizing the need for sustainable, long-term solutions.
While councils currently have insurance for earthquakes and flooding, additional costs for preparing for sea level rise and flood mitigation are anticipated.
As climate risks escalate, insurance options may diminish, complicating funding for adaptation efforts.
Summary based on 2 sources
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Sources

RNZ • Jul 14, 2025
As the sea level rises, who will pay? Councils seek answers
RNZ • Jul 14, 2025
As the sea level rises, who will pay? Councils seek answers