In a significant move, President Trump's new executive order allows 401(k) retirement accounts to diversify into assets like real estate, private equity, precious metals, and cryptocurrencies, empowering experienced investors and expanding access to these asset classes for retail investors.

This policy change could influence the prices of gold and Bitcoin, with gold trading around $3,690 per ounce and Bitcoin approximately $116,364, as it broadens the investment options within retirement portfolios.

Despite some criticism, Bitcoin and the broader crypto market are showing resilience, with Bitcoin experiencing a 1.2% increase and over $552 million flowing into institutional spot Bitcoin ETFs this week, indicating strong institutional interest.

Market analysts note that Bitcoin tends to perform well in the fourth quarter, which has historically delivered an average return of 85% since 2013, and a potential rate cut by the Fed could trigger a 'monster move' in crypto assets.

While some, like Robert Kiyosaki, criticize crypto ETFs as 'for losers' and advocate for direct investment in cryptocurrencies and tangible assets, the debate continues between purists favoring direct Bitcoin ownership and investors preferring ETFs for diversification and security.

Kiyosaki’s broader investment philosophy favors tangible assets and digital currencies over traditional mutual funds and ETFs, emphasizing the value of real estate, private equity, and precious metals.

Kiyosaki highlights that the policy change enhances the value of his preferred assets—gold, silver, and Bitcoin—and credits his friend Andy Schectman for the update.

Market anticipation of the Federal Reserve’s interest rate decision has pushed Bitcoin's price past $117,200, with expectations of a 25 basis point rate cut that could further boost risk assets like Bitcoin.

Experts warn that the new executive order is best suited for 'smarter' and more 'sophisticated' investors, advising less experienced investors to stick with conventional mutual funds and ETFs, and only knowledgeable investors should consider direct digital currency investments.