The collaboration combines MoneyHero’s fintech platform with Coinbase’s crypto expertise to generate insights for industry stakeholders, policymakers, and the public.

Key statistics reiterated: 61% ownership, average allocation 6–12%, 58% long-term holders, 22% active traders, and trust (65%) as the top criterion for exchange choice.

Trust is the top consideration when choosing a crypto exchange (65%), followed by fees (42%), underscoring the value of regulated, secure platforms.

Around 62% learned about crypto via social media, highlighting accessibility but also the risk of misinformation and a need for reliable educational sources.

Regulatory context: Singapore maintains a progressive but strict stance under the Payment Services Act, with MAS signaling crackdowns on unregulated activities and stronger regulation for stablecoins as they become more systemic.

Investors typically allocate under 10% of portfolios to crypto, with an average of about three tokens per holder, indicating disciplined diversification.

Among non-holders, 27% expect to invest within the next 12 months, signaling potential market growth.

There is a split view of crypto: 44% see it as an asset, 29% as a speculative tool, with 62% relying on social media for education.

The full press release provides further context on methodology, risk warnings, and opportunities for education and consumer protection within Singapore’s crypto ecosystem.

The report outlines three growth pillars for responsible crypto growth: education to close knowledge gaps, trust through security and regulatory compliance, and growth via inclusive access and risk-aware, long-term participation.

Singapore’s crypto market is described as entering a mature phase with higher ownership, cautious allocations, and trust-driven platform choices.

Disclaimer notes that MoneyHero and Coinbase do not hold DPT licenses or offer regulated services in Singapore; the release is informational only.

Another disclaimer states MoneyHero and its subsidiaries lack a license or exemption to operate as a Digital Payment Token service provider under Singapore regulations, which may raise questions about regulatory status.

A risk note clarifies that the press release is not a securities or regulated offering and outlines the scope of MoneyHero and Coinbase in Singapore.

MoneyHero is a tech- and AI-powered personal finance platform with operations across Greater Southeast Asia, featuring brands like MoneyHero, SingSaver, Money101, Moneymax, Seedly, and Creatory, backed by notable investors.

MoneyHero Limited and Coinbase Global released Pulse of Crypto — Singapore 2025, based on 3,513 participants, showing 61% of finance-focused Singaporeans currently own cryptocurrency and signaling broader retail participation.

Background sections describe MoneyHero and Coinbase, including operations, brand portfolio, and global missions.

The full report, including methodology and risk warnings, is available on SingSaver’s site.

Additional access to the full report on SingSaver’s website accompanies warnings about risks, methodology, and limitations.

The MAS regulatory environment emphasizes compliance and risk management, with recent actions against local crypto firms for overseas activity and penalties for non-compliance, underscoring strict oversight.