The service will launch gradually, with about one-third of the nearly 700 Volks- and Raiffeisenbanken expected to participate.

DZ Bank has secured MiCAR approval from BaFin to offer crypto trading services, enabling institutional crypto trading through its platform.

The bank launched a crypto trading platform called meinKrypto, integrated into the VR Banking App used by Volksbanken and Raiffeisenbanken customers in Germany.

meinKrypto was developed in collaboration with Atruvia, built within a regulatory and operational framework designed to minimize risk and provide a compliant crypto offering within the German cooperative banking network.

Rollout will be conducted bank-by-bank within the cooperative network, with each local bank needing BaFin notification and careful assessment of fit with its customer strategy and risk profile.

The launch aims to retain customers within the cooperative network, attract institutional custody clients, and generate new revenue from trading and custody fees, while improving transactional traceability and tax compliance.

The article emphasizes regulatory alignment, potential institutional adoption, and the strategic importance for Germany’s financial ecosystem.

Initial asset selection focuses on established, high-activity networks, signaling a phased, risk-managed expansion of the platform’s offerings.

Analysts view the launch as a bellwether for institutional crypto adoption in Europe, signaling that compliant.crypto services are becoming a necessity for traditional banks.

The service separates custody and execution, with custody by Stuttgart Stock Exchange Digital and trade execution by EUWAX AG, ensuring MiCAR-aligned operations.

Industry surveys indicate more than a third of cooperative banks are prepared to adopt the platform, underscoring growing demand for regulated crypto access in retail banking.

The platform is expected to be live for customers soon after regulatory clearance, reflecting momentum and investor interest in regulated crypto access within traditional banking ecosystems.