Paymentology has secured a $175 million investment co-led by Apis Partners and Aspirity Partners to accelerate growth and expansion across its issuer-processing platform.

The funding will fuel expansion into credit, stablecoin infrastructure, tokenisation, and AI-driven financial services, alongside global product development and team growth.

The deal supports Paymentology’s global expansion, enabling faster deployment of card programs and real-time payment experiences as the platform scales.

The platform enables clients to adapt payment programmes across regulatory and market environments while delivering real-time card and digital payment experiences.

Partners reiterate a focus on financial inclusion and the role of modern issuer processing in enabling faster, more flexible card programs.

Paymentology has seen growth in digital banking, embedded finance, digital asset-linked cards, and expense management, with a geographically diversified customer base.

Notable clients include M-Pesa, RedotPay, Rain, TrueMoney, ARQ, and neobanks like GoTyme, Snappi, Wio Bank, D360, and Albo, with operations in nearly 70 countries.

The company positions itself against legacy issuer-processing systems by enabling faster innovation, with the broader payments market projected to reach trillions in value.

Commentary from Apis and Aspirity executives underscores issuer-processing opportunities and a sector-specialist, globally focused strategy.

Current partnerships include Snappi, Bank Zero, and neobank Albo, as part of ongoing global expansion and collaboration with banks and fintechs.

Significant growth momentum in the Middle East, Latin America, Africa, and APAC, with notable customers continuing to add to a diversified regional footprint.

Paymentology operates a cloud-native, real-time issuer-processing platform across 68 countries, aiming to modernize legacy infrastructure for banks, fintechs, and digital banks.