Coinbase reveals an ambitious expansion to an “everything exchange,” adding stocks, prediction markets, perpetual futures, novel cryptocurrencies, and more, starting with Kalshi integration to enable event contracts within the platform.

The rollout includes streamlined stablecoin infrastructure with support for custom-branded USDC-backed stablecoins and potential checkout integrations with Shopify and other payment platforms.

Coinbase Business is now available in the US and Singapore, targeting startups and small businesses with a crypto-native financial suite.

AI-powered wealth advisors would rely on multi-layer data aggregation, model services, and user-friendly interfaces to address real-time processing, model quality, and personalization.

Security and regulatory compliance must be multi-layered and dynamic to support multi-region, multi-asset trading, featuring configurable rule engines and automated reporting.

A hybrid design integrates decentralized aggregators via a secure middleware layer to verify quotes, optimize routing, prevent manipulation, and support multi-chain transaction conditions.

Institutional-focused strategy emphasizes deep client relationships and the prioritization of services as core to growth.

The Base chain serves as the settlement layer, with anticipated scaling improvements through customized rollups and zero-knowledge proofs for faster processing and cross-chain communication.

Regulatory backdrop in 2025 includes some crypto policy wins but ongoing uncertainty into 2026 around market structure, event contracts, and stablecoins.

Chalked up challenges include how new traders perform in a broader trading landscape despite the appeal of expanded exchange features.

The architecture must coordinate diverse settlement timelines—stocks (T+2), crypto (near-instant), and prediction markets (post-outcome)—while securely separating funds and data.

Regulatory scrutiny remains a major hurdle as stocks and prediction markets operate under different rules than crypto, requiring careful navigation, especially in the U.S.