Major financial institutions such as BlackRock, Franklin Templeton, JPMorgan, and BNY Mellon are investing heavily in infrastructure to facilitate tokenization, aiming to improve liquidity and bridge traditional finance with blockchain technology.

The market for Real-World Asset (RWA) tokenization is projected to reach a staggering $16 trillion by 2030, driven by regulatory clarity, institutional demand, and technological innovation, transforming global finance into a foundational infrastructure.

Experts suggest hybrid market models that combine regulated platforms for primary issuance with decentralized protocols for secondary trading, along with improved transparency and valuation standards.

Despite rapid growth, secondary market liquidity remains limited as most tokens are held by institutions, with trading restricted and few listings outside U.S. Treasuries, reflecting infrastructural challenges.

Tokenization of commodities like gold and precious metals is gaining traction through physical tokens and synthetic platforms, addressing liquidity and logistical issues associated with physical delivery.

Central banks and public institutions are exploring tokenization to enhance collateral mobility and transparency, which could improve market credibility and efficiency.

This growth is supported by infrastructure platforms like BUIDL, Libertum, Reddio, and Tectum, which ensure compliance with AML/KYC and securities laws while supporting scalability, interoperability, and security.

Regulatory modernization efforts, including the EU’s DLT MTFs and the U.S. STABLE Act, are crucial for unlocking broader access and liquidity in the RWA market.

Private credit, a $2 trillion market, is being restructured via tokenization platforms like Centrifuge, Maple Finance, and Tradable, reducing securitization costs and broadening investor participation in private loans and real estate-backed debt.

Leading companies such as BUIDL and Libertum are positioned to capture significant market share, with BUIDL targeting $100 billion in assets under management by 2030 and Libertum aiming for 15% of the tokenized real estate market.

As of August 2025, the total on-chain value of tokenized assets stands at approximately $26.46 billion, with Ethereum hosting the majority of these assets, totaling over $7.5 billion.

The U.S. Treasury market, valued at $28 trillion, is being transformed through tokenization, with platforms like BlackRock’s BUIDL Fund and Centrifuge’s Anemoy Treasury enabling instant settlement, reduced costs, and programmable liquidity.