The setup flow for adopting the merged Claude app starts with choosing Pro or Team, installing the Small Business plugin, completing onboarding, connecting accounting tools, running the invoice-chase in Manual mode, and configuring automatic approvals with care.

As of October 6, Cowork tasks on Pro and Max run in Anthropic’s cloud rather than on the user’s device, with local folders accessed only via the desktop app and only the necessary file fetched.

Key risks include data security, permissions inheritance, default cloud processing on Pro/Max, and language/localization notes for Claude availability in Israel.

A practical invoice-chase workflow is illustrated through a design studio example, showing how the merged app automates overdue communications while preserving human oversight.

Claude is merging chat and Cowork into a single Claude app, with the merged experience rolling out to Pro and Max first, while teams keep chat and Cowork separate for now.

The article closes with a quick-start plan for the current week and offers a 20-minute consult to help implement the approach in a business.

Costs and limits are outlined: Pro at $20/month, Team seats priced at $25/month per seat with a 1.25× per-session allowance vs. Pro, cloud processing is the default on Pro/Max, teams lack audit logs, and data-security considerations are emphasized.

Anthropic’s Small Business plugin expands to 43 workflows and 27 new integrations (including Shopify, Salesforce, Xero, Gusto, Square, Stripe, Zapier, QuickBooks, HubSpot, PayPal), with over 900,000 installs.

Recommendation on timing: enable the feature if invoices are in a connected tool and you chase several per month; start in Manual mode and switch to automatic approval only once drafts are reliably accurate.