This push follows Ripple’s February partnership with Aviva Investors to tokenize traditional fund structures on the XRP Ledger, signalling ongoing collaboration with European asset managers to scale tokenized funds.

Over the past month, RWA holders rose 50% to 1.57 million and the total tokenized asset value increased 1.5% to $37.3 billion.

Disclaimer: This is not investment advice.

Investment terms were not disclosed; ZILO has raised $58.7 million in total equity funding, per Traxcn data.

XRPL currently supports about $4 billion in tokenized assets, with over seven million active wallets and 120 independent validators, and is noted for fast settlement, low fees, security, and compliance tools.

Ripple is expanding its institutional infrastructure by investing in ZILO and Licuido to enhance regulated transfer agency, fund administration, issuance, distribution, execution, and collateral mobility on the XRP Ledger, aiming to enable tokenized funds to serve as usable collateral with instant on‑chain settlement for delivery‑versus‑payment transactions.

XRP trades near $1.05, holding above the key $1 support amid a long‑term falling wedge pattern that could threaten further downside if breached.

XRPL remains a sizable network with about $368 million in tokenized RWAs, ranking 11th; Ethereum leads with roughly $17.1 billion in tokenized RWAs, per RWA.xyz.

Despite price challenges, Ripple’s ecosystem growth points to a potential decoupling between XRP’s price and underlying infrastructure development, which could become a longer‑term catalyst if demand rises.

Analyst EGRAG CRYPTO suggests XRP could function best as a bridge asset in payments rather than a reserve currency, noting rapid settlement reduces price exposure during transactions.

Since 2012, XRPL has processed over four billion transactions, underscoring its mature infrastructure and ongoing ecosystem expansion.

The broader narrative shows Ripple expanding tokenized finance on the XRP Ledger while markets debate XRP’s future role and price dynamics and the potential impact on cross‑border payments.