Fidelity has launched a Crypto IRA that lets individual investors hold bitcoin, ether, and litecoin inside traditional, Roth, or rollover IRAs, with Fidelity Digital Assets handling custody and execution for the crypto portion.

The Crypto IRA is custodial and traded by Fidelity Digital Assets, Fidelity’s dedicated digital assets arm that serves retail clients.

At launch, supported assets include major coins such as bitcoin, ether, and litecoin, with Fidelity signaling additional coin support to come.

The product is designed to let retirement savers access digital assets within tax-advantaged wrappers, broadening retirement investment options.

This move follows Fidelity’s broader crypto push, including spot crypto ETFs and rising inflows into its crypto offerings.

Investors should understand that holding crypto in an IRA brings specific tax rules and distribution requirements, and they should review fees, custody terms, and the list of supported coins before transferring assets.