Jack Watkin, a 26-year-old, is currently on trial for defrauding multiple individuals out of thousands of pounds by falsely claiming he could buy and sell exclusive Hermes handbags for profit.

He faces seven counts of fraud and two counts of theft, yet he denies all charges, asserting that the transactions were legitimate.

Among the victims is his father, Jason Watkin, who loaned him over £29,000 in 2019, believing it would be used for business, but has not seen repayment.

Christine Colbert, a designer bag reseller, loaned Watkin a total of £91,000 but was only repaid £47,200; he is also accused of stealing two handbags from her.

Another victim, Hannah Jakes, a long-time friend, loaned him £32,800, receiving only £8,300 back before discovering his fraudulent actions through social media.

Prosecutor Matthew Kerruish-Jones stated that Watkin created an illusion of a luxurious lifestyle, which led people to trust him and loan him money, with the expectation of financial returns or luxury items, neither of which were delivered.

The trial has been adjourned and is set to continue on Tuesday.